“Gathering valuable insights”

TERMS AND CONDITIONS

Gathering valuable insights

Last updated: 1 December, 2011

By accessing this website of the RIMAS Risk Management Consulting & Services Ltd (the “RIMAS Website” or “Website”) and any page thereof you agree to be bound by these terms and conditions (“Terms and Conditions”) and to comply with any applicable laws and regulations. If you do not agree to these Terms and Conditions, do not proceed to further pages of this Website.

Information on this website

RIMAS Risk Management Consulting & Services Ltd and all its affiliates (hereinafter referred to as “RIMAS”, “we” or “us”), provides information this Website. RIMAS does not guarantee that the information on this Website is up to date, complete or correct. The information included on the RIMAS Website is subject to change at any time. Any use to which the information may be put shall be at the visitor’s own risk.

These Terms and Conditions may be updated at any time. Please ensure that you read the latest version of this page regularly. The first paragraph of the page tells you when the last update was made.

Disclaimer of warranties

RIMAS has used its discretion, best judgment and all reasonable efforts in collecting and preparing the information, documents (incl. copy, graphics, pictures, etc.) or other items provided or available herein, but any such information, document or other item is provided or available without any warranty of any kind, either expressed or implied, including, but not limited to, the warranties of completeness, accuracy, fitness for a particular purpose, or non-infringement of any intellectual property rights. RIMAS hereby disclaims any liability to any person for any kind of loss or damage including, but not limited to, any special, incidental, indirect or consequential damages caused by errors or omissions in the information, documents or other items provided or available herein, whether such errors or omissions result from negligence, accident or any other cause.

Liability for virus-infected software

Whilst RIMAS has used its discretion, best judgment and all reasonable efforts in keeping this Website virus free, it declines any liability for persons, property damage or especially direct, indirect, immediate or subsequent pecuniary loss which may result from transmission or downloading of computer viruses. Especially excluded is liability for hardware damage, loss of data, alteration of data, or downtime. RIMAS shall accept no liability whatsoever for damage that may be caused through the use or non-use of the information given on this Website. This shall also apply to damage resulting from the use of information contained on third-party websites with which this Website is linked. RIMAS cannot guarantee the successful operation of this Website nor can it guarantee that it does not contain any viruses.

Data protection

RIMAS’ Website may store a variety of information when a user visits. The visitor him-/herself provides us with certain details (e.g. name and e-mail address) of his/her own free will when using the various functionalities of the Website (e.g. commenting functionality, subscription functionality, ordering functionality) or by sending information to a RIMAS e-mail address. Other non-personal details, such as IP addresses, may be stored as a result of technical processes. RIMAS may process the details of visitors to the Website for its own purposes. Visitors to the Website automatically accept that RIMAS may utilise these details for marketing purposes. In using and processing personal data, RIMAS adheres to the Swiss laws on data protection and telecommunications.

Business relations with third parties

RIMAS has no control over the use to which the providers of any linked websites may put the information shown on these pages. Visitors to the Website who have any questions on this matter should contact the third parties concerned directly. RIMAS is neither responsible for the content of such websites nor for adherence to data protection regulations by the operators thereof.

Changes

Information, documents or other items provided or available on the Website may include technical inaccuracies or typographical errors. Changes may periodically be made to the information and documents provided or available herein. RIMAS may make improvements and/or changes to the information or documents provided or available herein at any time.

Technical access

RIMAS does not assume any liability for timely, trouble-free and uninterrupted access to the internet. RIMAS declines any liability for persons, property damage or especially direct, indirect, immediate or subsequent pecuniary loss.

Severability clause

If any article, section or provision of these Terms and Conditions is found to be invalid, the remainder shall continue in full force and effect.

Security of data transfers

Please note that data that is transferred via an open network, such as the internet or e-mail, may be accessible to anybody. RIMAS cannot guarantee the confidentiality of any communication or material transmitted via such open networks. When disclosing any personal information via an open network, you should remain mindful of the fact that it is potentially accessible to others, and consequently, can be collected and used by others without your consent. In particular, while individual data packets are often encrypted, the names of the sender and recipient are not. A third party may therefore be able to trace an existing relationship or one that is subsequently created. Even if both the sender and recipient are located in the same country, data may also be transmitted via such networks to other countries regularly and without controls, including to countries that do not afford the same level of data protection as your country of domicile.

For certain services, we use strong encryption to transfer your data. In these cases you will be told separately about the treatment of this data and about the details of encryption.

Your data may be lost during transmission or may be accessed by unauthorised parties. We do not accept any liability for direct or indirect losses as regards the security of your data during its transfer via the internet. Please use other means of communication if you think this is necessary or prudent for security reasons.

Marketing of other RIMAS services

If you give us permission, we may use your personal information to make you aware of additional RIMAS services that may be of interest to you. We may also ask you for additional information, to be provided at your discretion, in an effort to provide best-in-class service. RIMAS provides you with the opportunity to opt into these types of communications. If you choose to receive these types of communications at the time of registration, but later decide you no longer want to receive them, simply write to us at the appropriate address specified below.

Tracking individual usage

In certain circumstances, your usage of RIMAS services and the information that you have retrieved may be reported to your employer or the subscriber who pays for you to access the service. You were notified of this at registration and/or before your first use of the service. In such cases, this personal usage data will only be transferred to the subscribing party that pays for your access to this service. This is done to provide the subscriber with information as to how the service is being used within its organisation and for its internal billing purposes.

Feedback

RIMAS provides, within some services, various opportunities for you to submit feedback. Any feedback that is submitted becomes the property of RIMAS. We may use this feedback, such as success stories, for marketing purposes, or to contact you for further information.

Changes to the Terms and Conditions

If RIMAS decides to change its Terms and Conditions, we will post those changes here so that you will always read the latest version of this page. The first paragraph of this page tells you when the last update was made. If at any time you have additional questions or concerns about RIMAS’ Terms and Conditions, please feel free to contact us.

Contact

If you have any questions relating to these Terms of Use, please contact us using the general contact functionality provided on this Website.

Applicable law and place of jurisdiction

These terms shall be construed, enforced and performed in accordance with the substantive laws of Switzerland without reference to its conflicts of laws principles. The place of jurisdiction is Zurich (city), Switzerland. RIMAS makes no representation that any information, materials or functions included are appropriate for use in any other jurisdiction. If you access our Website you do so on your own initiative and are responsible for compliance with applicable local laws and regulations.

For further information on legal matters, contact the legal department at RIMAS Risk Management Consulting & Services Ltd, Stampfenbachstrasse 42, P.O. Box 2123, CH-8021 Zurich, Switzerland, T: +41 (0)43 233 9660, F: +41 (0)43 233 9661.